ByteByteGo

DECEMBER 7, 2024

Why is the credit card called “ the most profitable product in banks”? The acquiring bank sets a fee with the merchant, called the “ merchant discount fee.” The acquiring bank keeps $0.25 is paid to the issuing bank as the interchange fee. The cardholder pays the issuing bank for its services.

Unicast 211

Unicast Banking Protocol Networking 211

databricks

MARCH 4, 2024

Special thanks to Barb MacLean, SVP, Head of Technology Operations and Implementation at Coastal Community Bank (Coastal) and Rob Cavallo, President at Cavallo.

Banking 72

Banking Financial 72

Dataversity

JANUARY 6, 2025

This time, well be going over Data Models for Banking, Finance, and Insurance by Claire L. This book arms the reader with a set of best practices and data models to help implement solutions in the banking, finance, and insurance industries. Welcome to the first Book of the Month for 2025.This

Insurance 52

Insurance Banking Financial Education 52

Confluent

AUGUST 18, 2023

Learn how Australia’s Alex Bank leveraged real-time streaming to create a data-driven, customer-focused banking experience.

Banking 52

Banking 52

TDAN

APRIL 18, 2023

Banks – and their data volumes – are at the epicenter of the world’s digital transformation. The pace of change mirrors the velocity, volume, and variety of data within the industry. It is where new products, new markets, and new touchpoints mean new – often cloud-based – ways to do business in financial services. Of course, […]

Banking 59

Banking Digital Transformation Cloud Government 59

Dataversity

JANUARY 20, 2021

The post 2021 Enterprise Tech Predictions: Zero Trust, Machine Identity for AI, and Open Banking appeared first on DATAVERSITY. Amid the pandemic, the harrowing spike in cyberattacks forced all enterprises, large and small, to take a closer look at potential […].

Banking 64

Banking Healthcare Education 64

databricks

MARCH 26, 2024

As new Generative AI capabilities continue to emerge with heightened customer expectations, data modernization and migration to the cloud have become critical success.

Banking 82

Banking Cloud 82

AWS Architecture

OCTOBER 4, 2024

Introduction Banfico is a London-based FinTech company, providing market-leading Open Banking regulatory compliance solutions. Over 185 leading Financial Institutions and FinTech companies use Banfico to streamline their compliance process and deliver the future of banking.

Banking 56

Banking Financial Application DNS 56

Packet Pushers

JANUARY 17, 2024

We talk with Tim Banks about a wide range of topics including career development, how to stand out as an interview candidate, building a resume, finding your blind spots, diversity in tech (or lack thereof), and more. Episode Guest: Tim Banks | Lead Developer Advocate at Dell. Let’s get into all the things with Tim!

Banking 52

Banking 52

Confluent

SEPTEMBER 15, 2023

Data streaming breaks down silos and fosters innovation across financial services, including risk, capital markets, consumer banking, payments, insurance, and more.

Banking 64

Banking Financial Insurance 64

Packet Pushers

MARCH 8, 2023

Today on Day Two Cloud we engage in strategic thinking about cloud, workload repatriation, costs and spending, DevOps and Kubernetes, and more with guest Tim Banks. Besides being a techie, Tim Banks is also a Brazilian Jiu Jitsu champion and world-ranked competitor in his class.

Banking 52

Banking Cloud DevOps 52

Packet Pushers

JANUARY 17, 2025

Laura Santamaria, host of the Technically Leadership podcast, joins Ethan Banks to discuss those questions. Laura Santamaria, host of the Technically Leadership podcast, joins Ethan Banks to discuss those questions. Do you think you have what it takes to be a manager? Should you go for it? Should you go for it? Read more »

Banking 98

Banking 98

Packet Pushers

APRIL 9, 2021

Today's Heavy Networking explores how First Bank uses Arubas SD-WAN to advance its cloud migration, support remote workers, and provide secure segmentation for IoT devices. We also discuss the growing trend of SASE and First Banks strategy around cloud-delivered security services.

Banking 52

Banking WAN Networking Network 52

Mathias Verraes

JANUARY 8, 2025

Depending on where you look in the code or the documentation (if any), you might see: bank account, account, bank_account, bankAccount, BankAccount. And another set of words for a collection of bank accounts: list, array, collection, bankaccounts, acntset, you get the picture. Always BankAccount, never bank account.

Banking 100

Banking Application 100

Confluent

JUNE 25, 2020

Expectations for how we shop, bank, and commute have completely evolved over the last decade. More than ever before, people demand immediacy in every aspect of their lives. When you […].

Banking 111

Banking 111

Mathias Verraes

JANUARY 8, 2025

If you have debt with a bank, you can talk to someone, negotiate, and agree on a payment plan. Update 2020-01-22 I wrote a new version of this. Alberto Brandolini said at IDDD Belgium (quoting from memory): We've always explained 'technical debt' badly to the business.

Banking 223

Banking 223

Dataversity

JANUARY 4, 2021

billion people are unbanked, with the World Bank estimating the largest number — about 225 million — are in China, followed by India with about 190 million. Click to learn more about author Stuart Tarmy. Globally, some 1.7 Even in the U.S., […].

Banking 98

Banking Education 98

databricks

NOVEMBER 25, 2024

According to McKinsey, "Banks own more customer data than companies in most other industries, but they are behind many. Introduction Data is power.

Banking 90

Banking Financial 90

ByteByteGo

JANUARY 14, 2025

It integrates with third-party systems like banks and payment gateways. It might involve waiting for confirmation from external systems like banks. Let’s look at various components in detail. 1 - Payment Profile Preparation This component gathers and processes transactional data from the user.

Engineering 273

Engineering Banking Financial Gateway 273

Cloudera Blog

JUNE 6, 2024

The Role of AI in Banking 2024 continues to witness the rapid development of AI and its applications, with GenAI leading the charge. Banking, in particular, stands to gain significantly, with an estimated increase in revenue of US$200 billion to US$340 billion, equivalent to between 9% and 15% of their operating profits.

Banking 83

Banking Encryption Financial Application 83

TDAN

NOVEMBER 1, 2022

Have you ever read those little pieces of paper inserted into your bank statement, credit card statements, insurance bills, mutual fund statement, and all of your other statements and bills? We all get them. You know, those flimsy pieces of paper, printed in small type and written in convoluted English.

Insurance 105

Insurance Banking Government Education 105

ByteByteGo

DECEMBER 5, 2024

Whether it’s a personal banking app, a corporate platform, or an e-commerce website, effective authentication mechanisms are needed to verify the identity of users and safeguard their access to resources. Authentication serves as the first line of defense in ensuring the security of applications and the sensitive data they handle.

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Cookie Banking Financial Application 130

Confluent

MARCH 4, 2019

CloudBank started their business writing custom software for private banks running mainframes. They operated as software consultants hired to work side by side with banks, helping them with project implementation and ensuring code best practices. Core banking is where everything starts in the banking business. .

Cloud 89

Cloud Banking Engineering Application 89

Packet Pushers

OCTOBER 7, 2019

On today's sponsored Tech Bytes episode we talk with MidSouth Bank CIO Daniel Hereford about how he's using SD-WAN from Silver Peak to support the bank's transformation to a hybrid cloud model, while also improving network visibility and performance for mission-critical applications.

Banking 40

Banking WAN Networking Network 40

Confluent

SEPTEMBER 12, 2022

How banks and finance companies use Confluent to transform their digital systems with event-driven architecture, real-time payment processing, fraud detection, and analytics.

Financial 95

Financial Banking 95

Cloudera Blog

FEBRUARY 15, 2024

While this might be a blast from the past we’d rather leave in the proverbial rear-view mirror, in March of 2023 we were back to the future with the collapse of Silicon Valley Bank (SVB), the largest US bank to fail since 2008. Anyone can make their future whatever they want it to be.” Well, sort of.

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Financial Insurance Banking Government 88

TDAN

AUGUST 4, 2020

The coronavirus lockdown prompted a quick shift by many financial institutions to business continuity modes and consumers to online banking interactions. In responding to the immediacy of the pandemic situation, many credit unions, and banks, exacerbated by a survival methodology, moved to remote customer contacts […].

Government 83

Government Banking Financial Education 83

databricks

DECEMBER 18, 2024

Czech savings bank esk spoitelna , a division of Austrias Erste Group , recently collaborated with AI solution builder DataSentics to explore the.

Financial 79

Financial Banking 79

Dataversity

MARCH 30, 2022

In addition to tech millionaires secreting their wealth in cryptocurrencies and digital banks, increased incidences of identity theft and refund fraud […]. After years of hiding in plain sight, cyber entrepreneurs and investors have finally caught the attention of the IRS.

Banking 98

Banking Government Education 98

Mathias Verraes

JANUARY 8, 2025

Businesses dont make decisions based on the money they have in the bank. We are not purely rational economic beings. The behaviour that leads to a certain state is more important than the actual state. Its the successes and the failures that lead that profit, that are going to determine what youre going to do next.

Banking 131

Banking 131

Kentik

JANUARY 18, 2022

In 2011, the World Bank Group and the Asian Development Bank announced that they would fund a new submarine cable to Tonga. In a press release, World Bank Group President Robert B. The donated cable eliminates fabrication costs, which can be half of the cost of a new submarine cable.

Banking 131

Banking Internet Telecommunications Government 131

Cloudera Blog

MAY 30, 2024

Cloudera and TAI Solutions in Financial Services Cloudera has a strong presence in the financial services sector, with 82% of the largest global banks, four of the top five stock exchanges, eight out of the top ten wealth management firms, and all four of the top credit card networks among its customers.

Financial 81

Financial Banking Digital Transformation Insurance 81

Dataversity

NOVEMBER 9, 2021

From banks, e-commerce, and transportation to IoT-connected devices, autonomous vehicles, and smart cities, APIs are a critical part of modern mobile, SaaS, and web applications. APIs have also become a lucrative target […].

Banking 96

Banking IoT Application Education 96

Dataversity

OCTOBER 28, 2021

As such, it’s a wonder that most traditional banking and financial institutions appear to be as antiquated […]. On-demand services that include shopping and entertainment, booking transportation and travel, and instantaneously paying back your friend for that dinner from your phone are proliferating in a high-tech world.

Cloud 95

Cloud Banking Financial Education 95

EA Voices

JANUARY 8, 2025

From Enterprise Architecture Professional Journal In late 2018, EAPJ published a review of the book Bank of the Future: Minimise Technology Risk, Maximise Business Return. Most banks do not have accurate data on fixed costs, variable costs and breakeven revenue of each product.

Banking 52

Banking Financial Application 52

Kentik

AUGUST 5, 2021

An evolving legal dispute involving AFRINIC, Africa’s regional internet registry, has led to the freezing of the organization’s bank account and concerns about the stability of the continent’s internet operations. How did we get here? What Are the RIRs?

IP Address 145

IP Address Internet Real Estate Banking 145

InfoQ Articles

NOVEMBER 1, 2022

It includes stories from banking to show which measures can help agile teams determine not only if features are being used, but diagnose other common issues too. By Carly Richmond.

Banking 89

Banking Application 89